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I came across this site when I had the urge to know more about investments out there after my course structure touched briefly on it. Investopedia.com is a site that offers uncountable tutorials and articles on different methods of investing, technical jargons on investments and so on.

It basically focuses on the condition of the US market, but that does not mean that it's totally useless for Malaysians, since the articles and tutorials provided are of course mainly relevant to the Malaysian equity market, and even other market environments around the world.

If you can't find a term or are still confused about a situation or term you came across in your trading experiences, the site offers a 'Ask Us' function, in which your questions will be answered by their experts.

Apart from all those investment tips that you can get from Investopedia.com, what I like about the site is the Stock Simulator, which provides a training base for aspiring or experienced investors to test out their money making skills. The simulator offers a wide range of investment choices for members and with a huge sum of $100,000 virtual cash for your investment needs. Competiton with the other 2 million investors or friends and family members is then made possible with public and private groups for you to join. It varies from bullish and bearish stocks trading, options trading and shorted stock trading. It has all the charts, numbers and margins that typical investors might need.

It has all the goods, however it still has a few shortcomings that I'm not quite satisfied with. In the simulator, stock feeds provided are actually 20 minutes later than the actuals one and due to this, trading might be delayed and the stock you are eyeing might be going 'the other way' right after you made up your mind. Since getting actual stock feeds in simulators are near impossibe on the Net (I can't find any), Investopedia.com is still the best choice.

Other than that, the site frequently experiences server problems during the period of time when US market closes (US market trades from 9am-5pm, which is 9pm-5am in Malaysia). For those who are in other time zones that can't actually monitor their stocks during the 9pm-5am, they can buy or sell their stocks first when the market is closed and when it reopens, the transactions will be carried out after the market opens.

Well, a last advice for all those who want to excel in the simulator, they can use Google Finance as a more accurate guidance and for those who are speculating the trends, the graphs are more accurate as well.

Till my next review, happy investing and I hope more and more "Warren Buffet"s will appear...

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Motorola ROKR E6 / E690 is a touchscreen PDA phone that strikes a balance between mobile entertainment and business functionality, and being only 14.5mm in thickness and boasting a 2.4" TFT TouchWindow screen, MOTOROKR E6 knows that out of all the PDAs available he's the one turning heads.

Motorola has decided to use the Linux-based operating system on Motorola ROKR E6, meaning that you don't get to see that poor and inferior Motorola's own User Interface anymore. Splendid. However, there are very few and limited Linux-compatible applications on the market, unless you create your own applications. Business types will be excited with Microsoft office applications available on the almighty E6, allowing you to handle most office document formats like Microsoft Word, Microsoft Excel and PDF files. The phone also comes with email, handwriting recognition and business card scanning functions. However, the handwriting recognition feature takes some time to get used to, unlike the ones used by Pocket PCs.

On the multimedia side of things, the new Motorola ROKR E6 has a great list of multimedia features, there's a 2.0 megapixel camera, MP3 player with dedicated music keys, FM Radio and SD/MMC card memory slot. What struck me the most is the high-resolution 2.0 megapixel camera with macro view, 8x zoom and Flash can take great pictures and it can also be used as a webcam for the PC or laptop. The picture quality looks just like it's taken on a 3.2 megapixel camera phone like N93i. With support for major compressed audio formats like MP3, WMA and WAV, the phone enables users to enjoy their music through a 3.5mm headphone jack, or the alternative wireless Bluetooth stereo headphones will do the job. Built-in FM radio is a plus for DJ lovers. The sound quality is fairly good. Storage wise, E6 comes with 8MB of internal memory, but for heavy users, SD or MMC memory cards of up to 2GB are supported.

Unfortunately, the thin and slick MOTOROKR E6 is not a perfect PDA phone. E6 seems to forget its basic function - making a call. You need to press multiple buttons to make a call, so heavy users should really think twice when considering the phone. Besides that, the Stylus requires extra effort to be pulled out and the preloaded DRM results in a slow response to Stylus inputs. And, for those who depend a lot on the Alarm, you will need to be extra careful when the alarm goes off, you'll need to touch correctly either on Dismiss or Snooze, otherwise you will have hard time finding buttons to stop the alarm if you touch somewhere else on the screen. *Tips* If you can't stop the alarm, just turn off the phone and turn it on again. =)

All in all, Motorola ROKR E6 is a uniquely designed touchscreen entertainment PDA phone with decent performance. Although the phone is neither 3G nor Wi-Fi capable, it is by far the best of its kind and undisputedly an entry level to PDA phones.

Click here to buy the Motorola ROKR E6
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(23 votes, average: 4.04 out of 5)
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Let's face it, Photoshop is still a mystery for many of us, and others can't even understand how to draw properly in MSPaint. Thus, making beautiful graphics for a website can be a painstaking ordeal for many people. However, thanks to sites like PinkandBlueDesign.com, everyone can now own professional looking websites.

Pink and Blue Design is a site that has been around since 2005, and sells Web templates and logos, according to the site, they "make the internet a prettier place", which is quite true. They have an amazingly huge (and when I say huge, I really mean HUGE) collection of web templates, logo templates, flash templates and even flash intros, all of which are extremely attractive and look very professional. Prices for these templates range from roughly 50 to 70 USD, and they are definitely worth your money. Also, artists are able to sell any templates they have made to pink and blue designs, receiving money in return. Thus, as one is able to both buy and sell templates at pink and blue design, it really is a one stop shop for both designers and clients.

This site is also one of the first few sites out there that are selling Web 2.0 style templates. For those of you that don't know, it essentially means that all the templates look hip and modern, instead of looking as if it were designed 10 years ago. This means no boring old single colour background with words on it, rather all the templates you'll find here will fit right into the Web 2.0 look.

Pink and Blue Design has hired dozens of artists, which has resulted in a plethora of different styles of templates. Some are bright and light-hearted, others are darker and look more serious. If you prefer the style of a specific author, you can easily browse through all of his or her work. The templates are also organised under different categories, allowing one to quickly find his or her desired style. There's absolutely no doubt that it will be easy for everyone to find their favourite template on this site.

However, pinkandblue design's services don't just stop at selling web templates, it operates a highly skilled web design and search engine optimisation service, and offers a variety of hosting solutions to transform your website into an online application with maximum functionality. All that, coupled with the fact that they offer live customer support 24/7, only makes this site look all the more attractive.

There are many sites out there that still look as if they were designed more than 10 years ago when the internet first started out, and many of them probably were created more than 10 years ago and were never updated again. However, for owners of new sites that require a fresh and attractive front, PinkandBlueDesign.com is definitely a site you should check out.

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(3 votes, average: 4 out of 5)
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I'm sure everyone would love to work from home, unfortunately few of us actually get that opportunity to do so. However, thanks to Click99.net, now anyone who can write and knows how to surf the web can earn money from the comforts of their own home.

Click99.net is a relatively new service that allows anyone to work from home, basically all you have to do is write a review about a specific topic as requested by an advertiser, post it on your blog, and then get paid. It's that simple. The amount of money you earn is stated within the job offer itself and varies from one offer to another. The best thing that struck me is Click99 will pay you in Euro or Pound Sterling. Payment is sent out by Paypal or check on a monthly basis and you are required to have a minimum of 30 Euros before they issue payment. Of course not every single person can start writing and earning money right away, blogs have to be approved by Click99 before a blogger is allowed to write for it. However, once that's done with, earning money is a breeze as long as your post is approved by the advertiser themselves.

The great thing about this is that both advertisers and bloggers reap benefits. Advertisers benefit from the global, online community whereby people work together from home, therefore they have an extremely large pool of bloggers to choose from. Bloggers meanwhile are able to gain profit simply by writing the requested review.

Of course there are many other similar services out there that pay people to write reviews on their blogs, but Click99 trumps a lot of them because of one major feature: it is a 2-way service. What do I mean by this? Well for other services, the only way bloggers can get jobs is when they are approached by advertisers to write a review, there's no way for them to go out there, apply for a job and get accepted immediately like Click99 do. Some of them even require bloggers to place a bid on a job and wait for approval, and most of the time bloggers get rejection. That means that at times, a blogger might have to keep on waiting until somebody comes knocking on their door before they can start earning money. However at Click99, jobs are posted on the website itself, and any blogger can scroll through the jobs available, choose a job that they'd like to do, write the review, and then get paid. This is so much easier as bloggers can actively seek out new jobs instead of having to wait for and email that might never come.

Sure, the overall concept of Click99.net is nothing new, but the fact that bloggers need not wait to get jobs should be a great incentive for many bloggers to register with Click99 instead of with other similar services. For bloggers who want to earn money from writing, this is definitely a site you all should check out.

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(4 votes, average: 3.75 out of 5)
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The popularity of online shopping is really growing exponentially as every year passes, as more and more people realise how much more convenient it is. Of course you'll always have your major players in this market such as Amazon that have been around for a really long time. But as time passes, many other companies are beginning to enter this relatively new and lucrative market. Some have been major failures, having things such as an overly-limited range of products, lousy site design, exorbitantly high prices and bad customer service. However, on the other side of the coin, you have relatively smaller online shopping sites that seem to do everything right where others go wrong, and one of these sites is undoubtedly Onlyapony.com

Where have they gone right? Well let's start of one of the most important things that every shopper, be it online or not, considers: price. In this aspect, Onlyapony really outdoes many other sites. Consider how after conducting comparisons through various well-known price comparison search engines including Shopping.co.uk, it's been concluded that Cheapsmells.com offers one of the lowest prices among a plethora of online shopping sites. However, even then, its prices on various products are still 20% higher than Onlyapony.com. There's no denying the fact that one need not worry about being overcharged for purchases at Onlyapony, for they are offering the best bargains around.

However, offering killer bargains isn't the only advantage that Onlyapony has to offer in terms of pricing of products, but rather it's this brand new idea of "fixed price selling", which is where the trump card of this site really lies and is what separates it from other sites. Fixed price selling is basically an extremely innovative way of pricing products which makes it so much more easier for shoppers. This is also where the site's name originated from, because in the UK, one pony refers to 25 pounds, and at Onlyapony.com, everything there is either £25, £50, £75 or £100. It's that simple, there's no other price. What this entails is that shoppers are able to concentrate on finding what they want, instead of constantly having to keep in mind how much they have in their shopping cart because it's so much easier to remember the prices. This really allows the shopper to further enjoy the experience of shopping online as it's just so much easier as compared to other sites where you'll have to constantly hunt for the exact price of a certain item and struggle to keep in mind how much you've purchased.

Then another factor that many shoppers consider: the experience of shopping itself. Onlyapony once again shines in this area, with an extremely professional site design that both looks good and is easy to navigate. You can either search for your desired product by either navigating through the various menu options such as the specific brand, or you could simply type the name of the product into the search box. The whole site also has an extremely clean look that's very pleasing to look at, with the appropriate layout and colour scheme, which is something that plenty of other sites fail at: providing an attractive looking site. This is more important than many people realise, because a site can have tons of features or products available for sale, but it's a huge turnoff to have a layout that's messy or an awkward colour scheme. However, Onlyapony suffers from zero flaws in terms of site design and layout with a really easy to navigate menu that allows you to quickly find a desired item even through the menu system, that once again other sites fail at doing. It's often a really huge hassle to use the menu system and many people usually use the search bar, after which they have to scroll through endless pages of results before they find the product they want, but you won't have that problem at Onlyapony.

As for the purchasing of products itself, Onlyapony once again fulfills all expectations here, accepting all major credit cards, shipping your products worldwide within 3 working days, or even within 24 hours for an extra fee of merely £1. One will definitely be more than satisfied with their customer service, as they make the entire process practically hassle-free.

However, being a smaller site, Onlyapony has a relatively smaller range of products to choose from as compared to other online shopping sites. But of course this is to be expected as Onlyapony focuses mainly on a few specific types of products, giving customers the best. However, it's range of products is far from the lowest there is out there, and there's also no doubt at all that the range of products is increasing extremely quickly, and it won't be long before Onlyapony catches up with other sites in terms of the amount of products. Still, the current range of brands available, ranging from Calvin Klein to Puma, will definitely satisfy most shoppers.

All in all, Onlyapony is an up and coming online shopping site that will soon gain the attention of many online shoppers out there who are frustrated with other more incompetent sites. Onlyapony.com is an innovative online shopping site that really stands out from the crowd, offering hard-to-beat prices and making online shopping an enjoyable and hassle-free experience for all.

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(2 votes, average: 4.5 out of 5)
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